Advisors & Associates - OUR TEAM

Garrett S. Hoge

Garrett S. Hoge, CFP®, ChFC®, MS
President and CEO of H Financial Management
Southpointe Office

garrett@hfinancial.net

After graduating from West Liberty University, Garrett has garnered decades of experience in the financial industry and has led H Financial Management for over 30 years. For Garrett, the tradition of community service and family values in Southwestern Pennsylvania runs deep. The Hoge family founded and laid out the plans for Washington, PA in 1781 and later generously donated the property where the Washington courthouse now stands (the Hoge Memorial is located on Walnut St. in Washington, PA behind the Immaculate Conception Church and St. Patrick's school building).  Continuing the family tradition, Garrett Hoge emphasizes traditional values in his business and everyday life through diligent work ethics, moderation, and honesty.

Garrett is a CFP® (Certified Financial Planner) and a Chartered Financial Consultant ChFC®. In addition, Garrett has earned an M.S. degree in financial services specializing in estate tax planning. He has earned ‘Top of the Table’ honors with the prestigious Million Dollar Round Table (MDRT), which places him among the top professionals in the global life insurance and financial services industry.

Garrett and his wife Anita have been married for over 40 years and have 3 children (Garrett II, Jessica and Allison) and 2 grandchildren (Westin Stewart and Cora Anne). In his spare time, Garrett enjoys spending time with family, golf during the summertime, and skiing during the winter.

Garrett S. Hoge

Jeffrey A. Karns
Wealth Advisor
Southpointe Office

jeff@hfinancial.net

Jeff joined H Financial Management as a Wealth Advisor in 2012 after almost 7 years with the Ayco Company, LP, a subsidiary company of Goldman Sachs. Jeff received his Masters of Business Administration from Clarion University of Pennsylvania in 2004 with a focus in Finance. He also obtained his Bachelor of Science (BS) in 2000 from Westminster College with a major in Accounting. Jeff holds his Series 7 and 66 securities registrations and is currently an Investment Advisor Representative. As a Wealth Advisor, Jeff delivers financial advice with extensive client contact and client relationship management. He is also responsible for driving business growth and productivity results by creating a compelling growth/business plan for the firm, developing and providing leadership and support to clients, staff, and other Advisors. Jeff enjoys being with his family, exercising, and being outdoors. Jeff currently resides in Eighty-Four, PA.  

Kent Aloia CFP®, AIF®                                                                                                                                                                      
Wealth Advisor                                                                                                                               Southpointe Office                                                                                                                                            

kent@hfinancial.net

Kent graduated cum laude from the Pennsylvania State University with dual degrees in finance and economics. He assists in all aspects of H Financial’s efforts to provide the highest service level to our clients and plays an integral role in the operations of the firm by creating client financial plans, trading securities, making investment recommendations, maintaining reporting systems and provides other general analysis for clients. Kent relies on his penchant for mathematics & analysis as well as his strong financial planning base to service our clientele. He also assists the firm with compliance and business planning. Kent is a CFP® (Certified Financial Planner), an AIF® (Accredited Investment Fiduciary) and holds all necessary regulatory designations. Kent and his wife, Esther were married in June 2013. In his free time, Kent is an avid sports fan and traveler. He currently resides in Bethel Park, PA and is a graduate of Trinity High School.

Gail Adams

Gail Adams
Operations Manager
Southpointe Office

gail@hfinancial.net

Gail has been with H Financial Management and Garrett Hoge since 1998. She is the Operations Manager and oversees the daily responsibilities of the firm. She is responsible for creating and managing operational structures that support key business objectives. Gail handles a myriad of diverse tasks including overseeing and processing all new investment and insurance business for the firm, database management, assisting with the firm’s compliance requirements, and also helps to coordinate supportive services for the organization. She is always available to help answer any client questions throughout the new business process. Gail and her husband Tom have been married for over 24 years and have two sons, Caleb and Micah. Her son Caleb proudly serves in the U.S. Army. Gail enjoys spending her free time with her family and vacationing in Myrtle Beach. Gail graduated from McGuffey High School, attended Penn Commercial Business School, and currently resides in Venetia, PA.

Gail Adams

Amanda Booth
Client Manager
Southpointe Office

amanda@hfinancial.net

Amanda graduated from The University of Pittsburgh at Johnstown with a Bachelor of Arts in Business, concentrating in Accounting and a minor in Mathematics. Amanda is a Client Service Manager at H Financial Management. She is the voice on the line that always helps with addressing our client’s needs. She helps to process all new incoming business such as all investment and life Insurance applications, updating database information, and assisting the firm with compliance requirements. Amanda is always available to help answer any client questions throughout the new business process.  Amanda and Brendan were married in September 2016.  She and her husband enjoy spending time with family and vacationing in Myrtle Beach. She is a graduate from Trinity High School and currently resides in Dormont, PA.

Anita Hoge

Anita Hoge
Director

Anita Hoge is Director of staff at H Financial Management. She oversees all staff operations, including optimizing the company’s long-term, personalized service banner. Anita is responsible for planning, implementing, and overseeing all of our much-loved client events; marketing campaigns; client seminars; and most recently, the firm’s Marcellus Shale efforts. She has always created both a personal and professional atmosphere for our office. Anita has been married to Garrett Hoge for over 40 years and they live in McMurray, PA. Together they have 3 children; Garrett II, Jessica, and Allison.  They also have 2 grandchildren, Westin Stewart and Cora Anne. Anita enjoys spending time with her family, gardening outdoors, and photography.

 

Morgantown Office

 

Clair L. Hawkins CLU, RFC®,ChFC

Clair L. Hawkins CLU, RFC®,ChFC®,
Vice President and Senior Advisor at H Financial Management

Clair L. Hawkins, a graduate of West Virginia University, entered the financial service industry in 1967 and is a Registered Financial Consultant (RFC®), Chartered Life Underwriter (CLU),Chartered Financial Consultant (ChFC®), Investment Advisor Representative with Triad Advisors, Inc. and has a securities Series #7 registration. Clair is a member of the International Association of Registered Financial Consultants, National Association of Insurance and Financial Advisors, North Central WV Chapter of the American Society of CLU, ChFC®, and North Central Estate Planning Council.

Clair has built his business on trust - and you don't just give trust away, it has to be earned not once but again and again, year after year, client after client, and that is what Clair has done for well over 35 years.  He earns trust by giving advice as you plan for a solid future by helping you, your family, and/or your business to achieve financial security.

Shiela

Sheila Keener
Administrative Assistant

Sheila Keener is a Summa Cum Laude graduate of West Virginia University and has been with H Financial Management since 1994 and Clair Hawkins since 1987. Sheila is the voice on the line who always has answers to client's needs.  She manages the overall operations of the Morgantown office, maintains an insurance license, and participates in all necessary continuing education courses in order to provide the highest level of customer service possible.